Archive for February, 2012

Long Term Care Insurance Explained (Video)

February 24, 2012 1 comment

Here’s another informative video that I’d like to share to everyone. Go ahead and watch it!

This short vid provides an overview of federally tax-qualified long term care insurance policies. The basics of designing a long term care plan and how the payout works are also discussed.

The notion here is that too many Americans get so confused by all the long-term care-related terminologies, and they end up not being able to make a decision on this insurance product.


Helpful Ebooks & Guides On Long Term Care

February 17, 2012 Leave a comment

Making the right decision about long term care is a difficult endeavor. You need to allot time to read, research and weigh your options to get the best possible deal.

Here are some free e-books and guides (in PDF format) on long term care which I find very helpful:

A Shopper’s Guide to Long Term Care Insurance – Different topics are covered here such as  definition of relevant terms, policy options, cost, etc. Very comprehensive!
Long Term Care: Facts and Figures – It contains statistics, facts and figures about long term care in the United States.
Consumers Guide to Long Term Care – An ebook published by the Office of the Insurance Commissioner.
Enjoy reading!

New Advanced Alzheimer’s Facility Opens in San Diego

February 8, 2012 Leave a comment

The future of long-term care for Alzheimer’s and dementia patients has arrived in North San Diego County, thanks to the opening of Vista Gardens, a state-of-the-art, four-acre resort-style “Memory Care Community” in Vista, California.

Vista Gardens will hold its grand opening on Thursday, February 9, with festivities beginning at 3 pm.

Vista Gardens utilized some of the nation’s leading doctors, caregivers and design specialists in the treatment of Alzheimer’s and other types of dementia as consultants throughout the design and construction process to build one of the most advanced long-term care facilities in the nation for patients with Alzheimer’s Disease, dementia and other related conditions.

Unlike any other long-term care community in the area, the gated facility boasts some of the most innovative approaches to providing comfort and care in a serene and safe environment, including a library dedicated to President Ronald Reagan, who himself battled Alzheimer’s Disease. The library’s Ronald Reagan theme was approved personally by Mrs. Reagan.

“When we began building this facility more than five years ago, our concept was to develop a place where patients could receive compassionate care, companionship and specifically designed activities in the most secure but beautiful setting,” said Harry C. Crowell, Managing Partner of Vista Gardens. Crowell is a long-time home builder who years ago became active in the Alzheimer’s community. He and his nephew, Don Crowell, developed the facility. Don Crowell is present on a daily basis to ensure that Vista Gardens lives up to the high standard of care conceived by the owners.

Security and safety were the cornerstone design elements of Vista Gardens.
“Vista Gardens is the only facility in San Diego County, and one of only a few in the country, to offer cameras throughout the community, including individual rooms, to provide safety, transparency, and peace of mind,” added Dr. Jacqueline Dupont, a noted gerontologist and Alzheimer’s Disease specialist who serves on the medical advisory board of the and played a key role in its design. “Cameras offer a sense of security and safety that family members welcome.”

All residents enjoy the benefits of a comprehensive “Vista Gardens Memory Care Program,” which include: a 24 hour RN or LVN, a wireless nurse call system, daily progress and condition charting, massage and hydrotherapy, fall prevention and monitoring, and an electronic records system.

In addition to the care program, Vista Gardens offers an array of indoor and outdoor activities. Outside, residents can enjoy a golf putting green, a serenity garden, an elevated gardening area, a children’s playground for family visits, and lush, open spaces for picnics and group activities. There is also a Railroad Observation Deck on the campus that allows residents to sit and watch the trains go by.

Inside the $15-million facility, residents have numerous options, including: a sports pub, an arts and crafts room, a library, a game room, a spa and massage room, a chapel, and even a private dining room for family meals.

With multiple floor plans to choose from, the developers have spared no expense in creating a luxurious experience for residents.

“Our family has really built something special here for other families who have been affected by Alzheimer’s and other dementia conditions,” added Harry Crowell. “When people come and see Vista Gardens for themselves, we’re sure they will feel the same way.”

Facts About Nursing Homes in the United States

February 4, 2012 1 comment

American people are living longer than ever before. As a matter of fact, statistics show that older Americans will spend 14 years in retirement, on average.

This means that the odds that they spend the remaining years of their life in a nursing home become higher. Long term care plans are a must have for anyone planning their retirement years and wanting to be prepared in case of needing assisted living or nursing home care.

Here are some interesting facts about nursing homes:

  • There are currently 17,000 nursing homes in the USA.
  • 1.6 million people reside in nursing facilities.
  • The average number of beds per nursing home is 107, with an occupancy rate of 88%.
  • More than 90% of nursing home residents are 65 years old and above. Almost half are 85 years old and above.
  • The average age upon admission to a nursing home is 79.
  • Women are almost three times as likely to live in nursing homes than men.
  • In 1999-2000, the average nursing facility patient required assistance with 3.75 activities of daily living. Five common activities are used to measure the functionality of an elderly patient. These include: bathing, dressing, transferring, toileting and eating.
  • 42% of nursing home patients suffer from some form of dementia.
  • 33% of nursing home patients have documented signs of depression.
  • In 2000, 4.5% of Americans 65 years and older lived in nursing homes, a decline from 5.1 percent in 1990.